Car Accidents in Tennessee

Nashville Car Accident Lawyers

A car crash can change your life in seconds. One moment you’re driving through Nashville or across Middle Tennessee; the next, you’re dealing with pain, surgery, missed work, insurance calls, and a vehicle that may be totaled. Medical bills pile up quickly, and insurance adjusters often move fast to protect their bottom line—not your recovery.

At Freeman & Fuson, we represent people injured in car accidents throughout Nashville and Middle Tennessee. We know Tennessee’s fault, insurance, and injury laws inside and out, including comparative fault rules under T.C.A. § 29-11-103, damage rules under T.C.A. Title 29, Chapter 39, and the one-year statute of limitations for most personal injury claims under T.C.A. § 28-3-104. Our goal is simple: protect your rights, handle the insurance companies, and pursue full and fair compensation for what you’ve been through.

Practice Areas 

Common Causes of Car Accidents We Handle

No two collisions are the same, but there are patterns we see over and over again on Tennessee roads and interstates (I-24, I-40, I-65, I-440, and beyond), including:

• Distracted driving (texting, phone use, infotainment screens)
• Drunk or drugged driving (DUI-related crashes)
• Speeding or aggressive driving
• Following too closely / rear-end collisions
• Failure to yield or running red lights and stop signs
• Unsafe lane changes or merges
• Fatigued or drowsy driving
• Poor road conditions or improper maintenance

Whether your crash was a rear-end collision, T-bone at an intersection, hit-and-run, multi-vehicle pileup, or a wreck involving a rideshare, company vehicle, or government entity, we know how to investigate, document, and build your case.

Tennessee Fault & Comparative Negligence

Tennessee is a fault-based state. That means the at-fault driver (and their insurer) is responsible for the harm they cause. But Tennessee also follows a modified comparative fault rule under T.C.A. § 29-11-103:

• If you are 50% or more at fault, you cannot recover.
• If you are less than 50% at fault, your recovery is reduced by your percentage of fault.
  

Insurance companies often try to push blame onto injured people to reduce what they pay. We fight back by:

• Collecting crash reports and scene photos
• Securing witness statements
• Reviewing surveillance or dash-cam footage where available
• Working with accident reconstruction experts when needed

The goal is to show clearly how the crash occurred—and why the other driver (or drivers) should bear the legal responsibility.

Types of Compensation in Tennessee Car Accident Cases

Depending on your case, you may be entitled to compensation for:

Tennessee also has statutory provisions on certain damage issues in T.C.A. Title 29, Chapter 39, making it important to have a lawyer who understands how those rules may apply to your claim.

Dealing with Insurance Companies

After a crash, you may hear from:

• Your own insurance company
• The at-fault driver’s insurer
• Adjusters, “special investigators,” or “nurse reviewers”

They may seem friendly, but their job is to limit what the insurance company pays—not to make sure you’re okay.

Common tactics include:

• Asking for recorded statements that can be used against you
• Pushing quick, low-ball settlements before you know the full extent of your injuries
• Telling you that you “don’t need a lawyer”
• Minimizing your pain or the impact on your work and life
  

We handle all communication with insurers so you don’t have to. We also review your own coverage, including uninsured/underinsured motorist (UM/UIM) coverage often required or interpreted under T.C.A. § 56-7-1201 et seq., to identify all possible sources of recovery.

What to Do After a Car Accident in Tennessee

If you’ve been involved in a crash:

• Get medical treatment – Even if you feel “okay,” some injuries (like concussions or soft-tissue injuries) can appear later.
• Report the crash – Call the police and ensure a report is made as required by Tennessee law (see T.C.A. § 55-10-106 and related crash-reporting statutes).
• Document everything – Photos of the scene, vehicles, visible injuries; names and contact info of witnesses.
• Do not sign or agree to anything with an insurance company before getting legal advice.
• Contact an attorney – The sooner we’re involved, the better we can protect evidence and guide you.

Why Hire Freeman & Fuson for a Car Accident Case?